July Oh July! Where hast thou gone, July?
Even after entering my numbers in my NetworthIQ, I can’t stop smiling. Funny too because July started out SO bad! Which is why I’m calling this post The Summer of Monsters!
July 1st started off with me losing my OPUS card. Yes! 79.99$ Gone in one shot. I still haven’t recovered from that incident (yet). I’m not overly superstitious but I swear to you guys, the morning I lost my card I told myself “Meh, no need to register my Opus card. I won’t lose it!” And guess what? Lost my Opus card! Fear not, my card is registered now!
July was Scentsy Family 10th Annual reunion and guys… IT.WAS.EPIC! It was an experience that I will never forget.
Time to show you my monster. Even though July Networth update looks a whole lot like my very first update, I know that I will be able to catch up!
Net Worth Report for July 2014
My credit card is pretty much maxed out. Curse you delicious St-Louis food!!!
After getting all pumped up from the Scentsy Family reunion, I set a goal for myself. I’m happy to report that I was able to reach that goal and I plan on doing it again this month!
Thank you little man for the awesome coloring!
As always I love to hear from you guys! What are some tips to cure overspending while on vacation?
Come back again next month to read all about the August ‘s Monster.
I love your honesty, you know, I am an over spender myself, I can’t help but want to indulge in my family and have a good time. Life is hard, it’s nice to “treat yourself” and I do. LOL
Lesley Stevens recently posted…Maisto R/C Rock Crawler
Good luck with your August Monster! I struggle with vacations as well. Seems like we always overspend when on vacation. Using only cash seems like the best idea … but actually sticking to it is more difficult.
Alicia @ Felt With Love Designs recently posted…Month in Review: July Projects
Hmmm tips for not over spending on vaca? Well we totally blew our budget on our trip to the keys. We had a blast and did come back with a few dollars. but, what I was not expecting was the amount of money I spent on tips. I have a part time job and work for tips and I like to tip good people good money. Maybe I shouldn’t have drank so many daiquiris. Maybe then my money wouldn’t have flown out of my pocket. Keep up the budgeting it’s a good practice to live by.
Joyful Gifts by julie recently posted…Kids Academy Giveaway!
Some tips to not over spend on vacation. Well I try this just spend whet you need and not what you want. Great post thanks
lisa leblanc recently posted…Christina Aguilera To Prove She Still Seels ‘Fearless And Confident’
We are going to Disney next weekend and I ALWAYS over-spend while I am there. Even though we go every year, I can’t stop spending more money than I should when I am there.
Robin (Masshole Mommy) recently posted…Ways to Turn Family Travel into a Fun Learning Experience For Kids
Lol I wish I was going to Disney too! I know you will have a lot of fun!
Well, I overspend when I’m NOT on vacation! lol… And I ever got to go on a real vacation I’d overspend for sure. I think my last real vacation was a trip to Asheville a couple years ago. :O …Wow! Can’t believe it’s been that long. Tips for not overspending??? Hmm…not sure I can help you there lol.
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Lol thank you Robert for stopping by! I cut down my overspending but I did go overspend during this vacation. I will have to work even harder now to make up for it!
Traveling is my drug! I love going on vacations and while it’s tempting to over-purchase, it does take a lot of discipline on my part to not overspend. I don’t have a credit card so this pretty much works for me.
R U S S recently posted…THESE BAD GUYS ROCK. SERIES EDITION.
It is so easy to overspend! Food and travel are where our money go!
Lois Alter Mark recently posted…elizabeth murray on living life in full bloom
I like that this article is a window to your life. Very creative.
Kathy recently posted…Banana Brownies
Thank you Kathy! Glad you could stop by!
Congratulations on reaching your scents goal!! That’s awesome. Not sure what an Opus card is but losing it does sound sucky. Also great picture from your little dude!
paula schuck recently posted…Five Reasons I Love Vionic Shoes
Eating out instead of cooking is one of my weaknesses, too! I could save so much more money if food here wasn’t as delicious… :p I fully get what you mean.
Ronnie recently posted…Tips For Living Comfortably on a Budget
I think over spending is a vice that most if us have. It’s human nature to want what we want when we want it.
Dawn recently posted…Desserts of Summer: 15 Treats Keep You Cool
Vacations always mess my budget too. Trying to stay at hotels that have a kitchenette so we can eat or make sandwiches and have a picnic in a nice park instead of spending $50 in a restaurant are some of the things I do while on vacation to spend less.
I am a over spender to as I can’t seem to say no to son.
becca recently posted…Saturday Roundup 8-2-14
The only tip I have is to look up the prices online and make a plan of places you want to go to based on price/ratings ratio? Hubs and I always seem to find good local restaurants for locals that are off the beaten path, where the prices are reasonable.
Anastasia recently posted…Maybelline The Nudes Expert Wear Palette Review, Swatches, Pictures
I’m glad to hear you are milking the success of moving in the right direction. So many people couldn’t see a negative net worth that way, only wanting to count a positive net work as an accomplishment. That attitude rarely leads to improvement before discouragement sets in. I used to celebrate my “less negative” net worth, and now I have a startlingly high positive net worth. I don’t think I would have accomplished that if I’d stayed focused on how far I was from that goal when I started. Well done and keep up the good work. You will get there, step by step.
Indigo recently posted…The Engaged Workplace
Try to avoid getting the ‘got to have’ souvenirs while on vacation because they just end on the floor or shoved in a drawer.
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Wow, congratulations on a great month. The Mashed Up house is working on finances each. Isn’t it difficult, but totally worth it when you fulfill a goal?
Mrs. Mashed Up recently posted…Quafts-Quotable Crafts: Inspirational Quotes and Crafting
I have to say you have a great sense of humor about all of this. When it comes to watching what I spend on vacation, I try to determine what the full amount of play money I have for the trip is and work really hard to keep track of dollars going out. Makes me feel better when I get home knowing I didn’t go crazy but still had tons of fun.
Inspiring Kitchen recently posted…Cool Technology Design in New Chicago Restaurant
I also do track my expenses and savings every month. Sad to say, I always tend to go beyond my budget for expenses as well. I also need tips on that.
Roch recently posted…5 Tourist Spots We Have Visited in Hong Kong
It’s hard not to overspend while away on trips and vacations. I wish I knew how 😉
Bonnie G recently posted…New Mommy Giveaway!
I agree, that July went by way too fast!
Chrissy recently posted…Enter to win $50 to Campus Book Rentals
I can’t help myself whenever I go into a store. Even though I don’t need the item I still usually get it. One way I’ve found to help is to not even go in. Harder than I thought it would be but I very rarely go to the mall unless i really, really need something.
Amanda @ Growing Up Madison recently posted…Get Versatile With Zipz Shoes – Giveaway
To help with overspending I just wait until I have coupons or I will have a garage sale or something to make up for it. For vacations we use groupons and figure out what things are most important to us so we can balance the expenses out!
Great job on reaching your goal and glad you registered your Opus card! We do not vacation so it is impossible to overspend, my issue is antique stores – I can seriously do a lot of damage in those stores.
I try to not overspend on vacation. We pack food with us if possible and splurge on dinner to even out our spending.
Celeste recently posted…Bubble Wrap Starfish: 5 Easy Steps
Good job for achieving your goal and I think it is great you set goals for Scentsy. My tip to you is make a budget plan before the trip and stick to it. Thanks for sharing.
July went so quickly. cut down on eating out and before you buy something, determine if it’s a need or a want.
I bring all my own food on vacation and cook my meals at the resort. I bring everything from wine, chocolate, and anything I think of that will trigger a crave. I’ve realized the majority of my money is spent on food. Now I just have to figure out how to start extreme couponing LOL 🙂
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If you find out the tip to stop overspending, then let me know haha! Love posts like this!
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My tip would be not to go on vacation, LOL. I am not sure, I guess having a daily budget and making sure you stay within the limits. Maybe leave something to reward yourself and family if you stay within the budget when you get back home from vacation.
I actually try not to use my credit cards while I’m on vacation. Instead, I bring the amount of cash I want to spend and try not to go above that amount.
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Thanks for sharing! We do our best to have a set budget for various expenses when traveling. It helps to write it down and look at it.
Sandy Sandler recently posted…Fun Crafts and Projects for Kids with Back to School ideas and Weekly Crafty Showcase Link Party
It is so easy to overspend while on vacation. I love to buy souvenirs and eat at restaurants and do the tourist stuff.
First thing I noticed here is the credit card. But it’s not that bad if you’re spending it for food. July is a pretty tough month for us also. Hope this August will make a big difference.
Kath Rivera recently posted…Dear Kitty Kittie Kath’s July Giveaway Winner Announced!
To avoid overspending, I really try to set a budget for trips. If we don’t- we will be crying when the bills come rolling in!
Carly from The Puzzled Palate recently posted…Back to School Checklist- Free Printable
cute drawing and colouring. i’ve been using my credit card recently too haha as I am out of cash haha it helps a lots though haha
jane recently posted…#OOTD: Chevron Jumpsuit
Cute kind of drawing art! I like the message here – if you fail, just try again!
Aisha Kristine Chong recently posted…Review: Pure ‘N Fresh Teen Essentials
Being aware is the first step. I’m glad for you.
That’s an awesome monster. And I’m sorry you lost your Opus card. 🙁
We don’t have a credit card so we have no choice but to use cash.
Leira Pagaspas recently posted…Beach Getaway
It’s always so easy to overspend, especially at Disney! I better start saving we are going in May with my daughters dance studio!
Alyssa C recently posted…Red Velvet Oreo Cake Recipe♥
It’s hard for me to budget while on vacations. I do try to stay around the amount that I want to spend but most of the time it gets stretched. LoL.. Having fun and enjoy life sometimes you need to spend a little more than need too!
I am constantly eating out and not even on vacation smh but enjoy your vacation and don’t dwell on spending. It will come back.
I take everything out in cash and put each in individual envelopes. When I’m done with the one portion of my spending, either it comes out of another or I just don’t have it to spend. Dealing in cash is a lot easier than having the tempting credit card to fall back on.
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